What Are DSCR Loans and How to Qualify for Them

DSCR loans, also known as debt service coverage (DSCR) ratio loans, are a type of mortgage specifically designed for real estate investors. These loans are based on the borrower’s ability to generate enough gross rental income to cover the DSCR mortgage and other debt obligations.  The purpose of DSCR loans is to provide a financing […]

What Are Non-QM Loans and How Do They Work?

Non-qualified mortgage (Non-QM) loans offer more flexibility for certain types of borrowers, such as self-employed individuals or those with bad credit scores, but they also come with certain risks and downsides. By understanding non-qualified mortgages, borrowers can decide whether this type of loan is right for them. In this article, we will explore what non-QM […]