Your Local Mortgage Broker in West Chester, PA
Brandywine Valley Mortgage understands that each client has unique home financing needs. As a trusted mortgage broker in West Chester, we pay close attention to what you need and we make sure you get it.
Why Work with a Mortgage Broker
There are many advantages of working with our mortgage broker in West Chester.
A credible broker gives you access to lenders whose loan terms match your needs, helps you get competitive rates, and manages your fees accurately. They can even convince lenders to waive application fees, appraisal fees, or other fees on your behalf — all without hidden costs.
West Chester Loan Officers
When you work with our team of loan officers in West Chester, you get:
- Personalized Service: We will take the time to understand your unique circumstances and tailor a loan that fits your needs.
- A Wide Range of Mortgage Options: We offer a variety of mortgage products, from conventional loans to government-backed programs.
- In-House Processing: We have a dedicated in-house processing team that will handle your loan from start to finish.
- Fast Approvals: We can get you approved for a loan in as little as 24 hours.
- Local Decision-Making: All of our decisions are made right here in West Chester, PA.
About Brandywine Valley Mortgage
As a mortgage broker, we provide you with a wide variety of home loan options from a network of wholesale mortgage lenders. By doing this, we can focus on your best interests and not your banks, and provide you the greatest value in terms of industry-leading rates and products. We work together, pairing you with the best mortgage possible.
I purchased my first home on June 28th 2019. I was so nervous and had no Idea what to expect. Being a single woman and navigating through this process alone seemed very intimidating at first..then comes Jason and his team who made it so easy! He was truly a god send. My best friend also used his team a year prior to me and she had the same experience.
I met the best 1st in what I meant was, Jason he was the best mortgage broker that I could have asked for by making my 1st time buying a home the best time
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Price, Product, Process: Our 3 Principle Ideas
Brandywine Valley Mortgage is able to offer some of the most competitive mortgage rates in West Chester, PA because we’ve built a solid reputation based on three principle ideas. These are the three factors that help us secure the right loan at the right rate for you:
Price
The lenders within our network offer some of the best mortgage rates on the market. As a result, we can provide wholesale prices for each client.
Process
Property buying doesn’t have to be complicated. We strive to provide the best possible mortgage solutions using a simple, straightforward process.
Product
Every buyer has unique financing requirements. For this reason, we have hundreds of financing products and loan programs to help you find exactly what you need.
We offer wholesale “prices”, 100’s of different types of financing “products”, and provide a simple straight forward “process” from start to close. When it comes to getting the right loan at the right rate, we will find the best possible solution for our clients.
QUICK TIPS
What It Means to Be a Responsible Homeowner
Making timely mortgage payments on your Home Loan
As your mortgage lender, we help you secure flexible mortgage payment terms so you won’t have problems paying your mortgage on time.
Paying your property taxes bill
We’re an experienced mortgage broker that serves clients in Pennsylvania, Delaware, and Florida. We can help you understand your property tax.
Landscaping and home maintenance
Maximize your property investment by looking after it. Schedule regular landscaping and home maintenance services to keep it in pristine condition.
Setting up the necessary services
A great house doesn’t just look good. It has everything you need to live comfortably. So, set up all necessary services before settling in.
Why Choose Brandywine Valley Mortgage
We want you to have the best home buying experience. Our mortgage brokers at Brandywine Valley Mortgage have at least 15 years of experience and can formulate a game plan for any transaction. Here, all clients get equal treatment regardless of the simplicity or complexity of their mortgage program.
A few words from Jason Stevenson,
President & Loan Officer at Brandywine Valley Mortgage
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Let our experienced mortgage brokers help you find competitive rates and flexible payment terms that match your mortgage needs.
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First Time Home Buyers Guide
Congratulations on taking the first step towards homeownership! Sometimes, getting started is the hardest step. Follow our handy guide to get your home loan process moving. As your mortgage lender, we will be with you every step of the way.
- Research your options. There are many types of home loans available, so it’s important to compare your options and find the one that best suits your needs.
- Find a mortgage lender you can trust. At Brandywine Valley Mortgage, we pride ourselves on our honest and transparent approach to mortgage lending.
- Get pre-approved for a mortgage home loan. This will give you an idea of how much you can borrow and help you narrow down your search for the perfect home.
- Find the right property. Once you’ve found the right property, it’s time to make an offer.
- Negotiate the purchase price. The purchase price is not set in stone. There is room for negotiation, so don’t be afraid to speak up and try to get the best deal possible.
- Get a home inspection. A home inspection is a crucial step in the home buying process. This will help you identify any potential problems with the property before you commit to buying it.
- Apply for a mortgage loan. Once you’ve found the perfect property and negotiated the purchase price, it’s time to apply for a mortgage loan.
- Close on your new home. Congratulations! You’ve officially closed on your new home. Now it’s time to sit back and enjoy your new purchase.
Helpful Mortgage Calculator
Calculate your monthly mortgage payment, including taxes and insurance, to see how much you can afford. Ideally, you find a comfortable monthly payment and interest rate to buy your dream home in 2022!
Our Mortgage and Loan Products
- Home Purchase
- FHA Loans
- Reverse Mortgage
- Second Home
- Investment Property
- Refinance
- VA Loans
- Condos
- Debt Consolidation
- Multi-Family Loans
- Conventional Loans
- Self Employed
- USDA Loans
- Jumbo Loans
- Cash-Out Refinance
- Non-QM
- No Doc Investment
