Work with Local Mortgage Brokers in Wilmington, DE
Welcome to Brandywine Valley Mortgage, where you can find mortgage lenders to give you the best mortgage options to suit your needs.
When it is time to buy a home, you have thousands of options. From financial institutions to overseas lenders, you have an almost endless list of options.
The good news is that you can rely on mortgage brokers in Wilmington, DE, to offer advice and provide you access to wholesale mortgage lender options that offer the best mortgage rates.
To find out how we can help you with your next loan or mortgage refinance, give us a call today at 484-282-4252!
Finding a Reliable Mortgage Broker in Wilmington, DE
There are several mortgage brokers in Wilmington, so how do you know which one to choose? The answer is in the experience.
Because finding a loan for your Wilmington home is a big deal, you must find a business that has been in operation for a long time. Mortgage brokers with more experience are more likely to know more about the lending process and can offer the best advice.
The Brandywine Valley Mortgage Difference
Our lending team is focused solely on one goal – helping you achieve your goals. We collaborate with wholesale lenders to give you the best home loan experience.
As a result of our dedication to open communication, you will always know the status of your home loan and have access to our team if you have any queries.
We can find the right mortgage for you thanks to our knowledge and over 15 years of experience in the industry. Our team is prepared to provide you with the exceptional mortgage experience you deserve, whether you are purchasing, refinancing, or remodeling your home.
Our Home Loan Options for Buyers in Wilmington, DE
Whether you need a conventional or VA loan, our team can help. Here’s what you can expect from Brandywine Valley Mortgage:
FHA Mortgages
Because saving up for a significant down payment is one of the major challenges first-time homeowners encounter, FHA mortgages might be appealing for many. The Federal Housing Administration of the United States provides insurance for these loans. FHA loans are offered by lenders such as credit unions and banks, who finance the purchase of homes while requesting a smaller down payment.
VA Loans
The VA house loan is a mortgage with no down payment intended to provide long-term finance for American veterans, active-duty personnel, and certain military family members. Moreover, the Veterans Administration of the United States provides VA mortgage loans from federally approved lenders.
Non-qualified Loans
Non-qualified mortgages are loans intended to assist homebuyers who cannot satisfy the stringent requirements of a qualifying mortgage.
Conventional Home Loans
Conventional loans come in fixed-rate options with typical durations of 30, 25, 20, 15, and 10 years and adjustable-rate (ARM) options with mortgage amounts starting at $647,200. A conventional loan is a fantastic choice if you have a lower debt ratio and a credit score of at least 620.
By paying 20 percent of the loan amount in advance, you can eliminate private mortgage insurance (PMI) and reduce your monthly repayments. If you are unable to make a sizable down payment, these loans are available with down payments as low as three percent.
USDA Mortgages
The Department of Agriculture administers a number of initiatives to assist people with low to moderate incomes who reside in rural or small-town settings in purchasing a home.
Moreover, the Rural Housing Service (RHS) assists qualified candidates in purchasing moderately priced properties as their primary residence, even if they might not be eligible for finance from other institutions.
Jumbo and Super Jumbo Mortgages
High-end property purchases may be made possible with jumbo loans. Jumbo and Super Jumbo home loans can provide high-end funding when a loan amount crosses a particular threshold, which a conventional loan cannot.
What We Offer
Our goal is to make the process for getting a mortgage easier. You should work with the top Wilmington mortgage company, and here’s what we offer:
Rate Comparisons
You don't want to take the first offer you get. It's best to shop around. We offer rate comparisons to help you with your homeownership strategy. Since we use various lenders, one might extend credit when another doesn't. Still, we assist with credit approval requirements and get you on the path to owning a house!
Cash-out Refinance
The best Philadelphia mortgage company can help you use your home's equity through a cash-out refinance. It's your money, and you can spend it how you want to meet your lifestyle. Whether you're building a business from scratch or wish to make home improvements, we can assist you and get you some extra cash.
What Else Can We Help You with?
In addition to mortgages, we also provide the following services in Wilmington, DE:
- Reverse mortgage
- Debt consolidation
- Refinancing
- Buying a second home
- Rate comparisons
- Property evaluation
- Fast funding
The Advantages of Choosing Brandywine Valley Mortgage in Wilmington, DE
Here are some of the advantages of choosing our team of mortgage brokers in Wilmington, DE:
As opposed to financial institutions that focus on their own objectives and targets, we speak for your interests. We serve as your agent and function as a skilled adviser who can resolve any issues you face when applying for a home loan.
Moreover, we can offer the best deals for interest rates and repayment thanks to our access to a wide range of wholesale mortgage lenders.
It doesn’t have to be complicated to buy a property. We offer various mortgages and options to make the entire process easier. Our focus is closing loans so that our PA clients get exactly what they want!
As a leading team of mortgage brokers in Wilmington, DE, we have over 15 years of experience in the industry, so you can count on us to find a mortgage lender that will suit your needs and preferences!
When you work with Brandywine Valley Mortgage, you’ll have the assurance that you won’t have to pay hidden fees whether you need to refinance your home or purchase a new one in Wilmington.
We are always transparent and upfront about costs and fees, working hard to save you money on your mortgage!
Let Us Help You with Your Wilmington, DE, Mortgage!
Like thousands of others that have enjoyed competitive rates and purchased their dream home, you can take advantage of our experience and connections to enjoy the best rates.
Use our handy mortgage calculator to calculate your monthly repayment, including insurance and taxes, and use our pre-qualified feature to find out what amount you are eligible for!
Give us a call today to find out more about our services!
