(484) 459-5161 jason@bvmortgages.com

Home Loan Options

The right home loan that meets your needs.

We have options for every type of homebuyer.

Fixed Rate CONVENTIONAL Mortgage
  • Your interest rate and payment stay the same over the life of the loan
  • 10, 15, 20, 25, and 30 year fixed terms
  • Custom 1 year terms such as 29 year or 24 years, your mortgage doesn’t need to start over if you refinance for a better rate
  • NO PMI (Private Mortgage Insurance) options
First Time buyer programs
  • 1% – 3% down HOME READY
    • NO private mortgage insurance
    • Better overall monthly payments compared to FHA
  • 3.5% down FHA for FICO score as low as 580
  • 10% down FHA for FICO score as low as 500
  • 100% financing VA mortgage for Veterans
Construction, Renovation, and Home Improvement Loans
  • One-time close Purchase/Construction
    • Finance the construction, lot purchase and permanent loan
      • Conventional, FHA, and VA all available
    • FHA 203(k) renovation
      • Purchase and renovate your home all in one transaction
        • Can be needed repairs such as a new roof or cosmetic like a new kitchen
      • Fannie Mae Homestyle Renovation Mortgage
        • Purchase or refinance and include renovation expenses with a conventional fixed rate loan
        • Renovations allowed based on “As Completed Value”
      • VA Renovation
        • Cosmetic repairs and minor remodeling for Veterans
Self Employed Loans
  • Bank Statement Program
    • No tax returns
    • Bank statement deposits used to support income
    • Up to 80% Loan to Property Value
Alternative income
  • Self-employed less than 2 years but can provide a record of income
  • Recent transition to commission or bonus income
  • Up to 85% Loan to Property Value
  • Up to 2.5M for primary homes
  • 5% down NO PMI Options available
  • Flexible underwriting

First-time Home Buyer?

Brandywine Valley Mortgages can help guide you through the loan process.

Contact Us

PO Box 145 Pocopson, PA 19366