(484) 459-5161 jason@bvmortgages.com

First-time Home Buyers

Purchase Your Home with Just 1% Down – NO PMI

Brandywine Valley Mortgage is excited to offer the CONVENTIONAL 1% DOWN WITH EQUITY BOOST loan program.

  • You put down 1%, your lender contributes 2%*, giving you 3% equity at closing
  • Great low rates
  • Close in 30 days or less
  • Conventional 30-year fixed program
  • Available with no monthly Mortgage Insurance

*2% lender contribution may only be applied to down payment, maximum loan amount of $250,000

3% Down Fannie Mae HomeReady® Program

Purchase a home with just 3% down and reduced or no MONTHLY mortgage insurance.

  • Down payment as low as 3% (even for first time homebuyers)
  • Reduce or even eliminate monthly Mortgage Insurance (not possible with FHA)
  • Usually faster, easier and with a lower monthly payment than FHA
  • Use gift funds for your entire down payment
  • Just 620 FICO score needed!
  • Non-Occupying co-borrowers/co-signers are OK!


HOME BUYERS NEED TO KNOW – You don’t need perfect credit to get a great rate.

  • 3.5% down — less than a few months’ rent — you could be building equity in a home of your own.
  • Just 580 FICO score needed for 3.5% down, 500 FICO score for 10% down!
  • Gift funds are accepted. Family members are welcome to help out with your down payment.

VA 100% Financing

We are proud to offer 100% financing for Veterans and their families.

  • FICO scores from 560
  • NO Mortgage Insurance
  • NO Down payment
  • Fixed 10, 15, 20, 25, 30 and 5/1 ARMS

First-time Home Buyer?

Brandywine Valley Mortgages can help guide you through the loan process.

Contact Us

PO Box 145 Pocopson, PA 19366